Presidential Declaration of a Major Disaster for the Commonwealth of Kentucky

2 months ago 5

U.S. Small Business Administration.

This is a Notice of the Presidential declaration of a major disaster for the Commonwealth of Kentucky (FEMA-4864-DR), dated April 24, 2025.

Incident: Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, and Mudslides.

Issued on April 24, 2025. ( printed page 18888)

Incident Period: April 2, 2025 and continuing.

Physical Loan Application Deadline Date: June 23, 2025.

Economic Injury (EIDL) Loan Application Deadline Date: January 26, 2026.

Notice is hereby given that as a result of the President's major disaster declaration on April 24, 2025, applications for disaster loans may be submitted online using the MySBA Loan Portal https://lending.sba.gov or other locally announced locations. Please contact the SBA disaster assistance customer service center by email at [email protected] or by phone at 1-800-659-2955 for further assistance.

The following areas have been determined to be adversely affected by the disaster:

Primary Counties (Physical Damage and Economic Injury Loans): Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen, Woodford.

Contiguous Counties (Economic Injury Loans Only):

Kentucky: Ballard, Bourbon, Boyle, Breckinridge, Bullitt, Caldwell, Carlisle, Edmonson, Estill, Fayette, Gallatin, Garrard, Grant, Graves, Grayson, Hart, Henry, Jefferson, Larue, Livingston, Logan, Madison, Marshall, McLean, Meade, Montgomery, Muhlenberg, Nelson, Ohio, Powell, Scott, Shelby, Spencer, Todd, Trigg, Trimble, Warren, Washington, Webster.

Illinois: Massac, Pulaski.

Indiana: Harrison, Jefferson, Switzerland.

Tennessee: Montgomery, Stewart.

The Interest Rates are:

Percent

For Physical Damage:
Homeowners with Credit Available Elsewhere	5.500
Homeowners without Credit Available Elsewhere	2.750
Businesses with Credit Available Elsewhere	8.000
Businesses without Credit Available Elsewhere	4.000
Non-Profit Organizations with Credit Available Elsewhere	3.625
Non-Profit Organizations without Credit Available Elsewhere	3.625
For Economic Injury:
Business and Small Agricultural Cooperatives without Credit Available Elsewhere	4.000
Non-Profit Organizations without Credit Available Elsewhere	3.625